What you actually walk away with. Commission, title, Michigan transfer tax, payoff and tax proration, line by line.
Run my net sheet → Selling Compare OffersThree offers side by side. The highest price is not always the most money — see which one really nets you more.
Compare offers → Buying Cash to CloseDown payment, loan costs, title, prepaids and escrow — plus what the monthly payment really looks like.
Estimate my cash → Buying What Can I AffordWork backward from your income and debts to a price range, using real Michigan millage rates for the tax side.
Find my range →Estimates only. These worksheets are a planning tool, not a title commitment, a Loan Estimate, or a Closing Disclosure, and they are not legal or tax advice. Title premiums, settlement fees and proration customs vary by underwriter and by municipality; your title company's figures govern. Michigan transfer tax is calculated at the statutory $3.75 state and $0.55 county per $500 of consideration. Loan figures assume a fixed rate and do not constitute a commitment to lend.